SCOBIE & JUNOR NI

We understand that making a capital purchase can put strains on your finances. That's why we offer a Payment Plan on all of our Core equipment. It's also available on selected second hand equipment when on promotion.

This plan is simple. You pay a deposit, we deliver and install the machine. You then make a number of monthly payments. After the final payment the machine is yours.

The Payment Plan is run and financed internally by Scobie & Junor.

A. Eligibility
This service is to help the butchers and meat industry. It's available to customers located in Northern Ireland who have been trading with us for 2 years or more with a good payment history.

We offer Payment Plans on selected machinery only.

1. New machines from our Core Range
2. Machines with a list price from £2,000 to £22,000
3. Ocassionally other machines on promotion

Promotions only run from time to time. These are shown on the web site, facebook and via your Sales Rep.

B. What if I'm not eligible?
There are other options in spreading the payments if the above does not apply.
We work closely with Banks and other Finance Houses to provide funding.
Normally these institutions purchase the machine directly from us and you pay them an agreed deposit and monthly repayment.
If you are interested in this option but you feel you might not be eligible, please contact us and our sales manager will discuss the options with you.

C. How Does Scobies Payment Plan Work?
The Payment Plan consists of a prepayment or deposit of 30%, followed by the balance spread over monthly payments.

For smaller machines up to £3,000 it can be spread over 3 months, for the larger equipment 6 months.

Here is an example if a machine cost £4,000


It does not run in conjunction with any other offers and is only available on the advertised prices on the price list.

D. Payments
The deposit is payable once the order is confirmed. Once we receive the deposit if the machine is in stock we will arrange delivery and installation. If it's not in stock we will order it from the manufacturer.

The first monthly payment is due 30 days after delivery and installation.

The subsequent payments are due 30 days after each other.

E. VAT
VAT at 20% is chargeable on equipment sold in Northern Ireland. All prices quoted will have VAT added to them. You will be able to reclaim the VAT if you are VAT registered.

All of the VAT will need paid at the same time as the deposit. This is because we have to remit all of the VAT to HMRC and you can reclaim all of the VAT.

So in the example above the deposit would by payable at £1,200 plus the total VAT of £800 at point of order.

F. What Next?
Once you have selected the correct machine for you an order form will be prepared.
It will provide details of the:

1. Machine Details
2. Serial number (if known)
3. Price
4. Delivery Date
5. Any special information, such as installation
6. Payment Plan
7. Terms and Conditions

Sign the order form and return it to us. We will raise an invoice for the full amount, with the deposit and staged payments detailed.
Pay the deposit and the VAT and leave the rest to us. Once the machine is installed you begin your monthly payments 30 days later.

G. Cancellation
You can cancel the agreement at any time as long as you have:

1. paid the deposit and 1/2 of the monthly payments
2. payments were made on time
3. maintained the machine in good condition
4. return the machine to us

and the machine is from our Core Range.

We will collect it and cancel the agreement. It's that easy.

If you don't meet the criteria above then this option is not available and you need to complete the Payment Plan as originally agreed.

H. Terms And Conditions

1. We reserve the right to withdraw or cancel this service at any time
2. We reserve the right not to offer this to every customer
3. We may perform a credit check with a credit reference agency such as Experian.
4. A deposit of cleared funds must be paid before we ship the machine.
5. Monthly payments must be paid by cleared funds by the agreed dates.
6. In the event of default Scobie & Junor (Ireland) Limited reserves the right to take any of the following actions:-
1. Cancel the agreement & demand the remainder of the outstanding balance is paid immediately.
2. Cancel the agreement & collect the machine.
3. Apply daily interest at the Bank of England base rate plus 15% to any overdue balance while it remains outstanding.
7. No refund will be due for the deposit or payments made under the agreement in the event of default.
8. The machine remains the property of Scobie & Junor (Ireland) Limited until the plan is paid off in full.
9. This plan shall be governed by the laws of Northern Ireland and under the jurisdiction of the Northern Ireland Courts.

VAT# GB 662 8497 92 | Co# SC48720 | BRC# 1979004